Financial Planning Salaries How To Prepare The Best Personal Financial Plan?
How to prepare the best personal financial plan? - financial planning salaries
I am a student working + person.Im family.Stil also care for my property for my self.What not be the best way to plan our financial problems, based on salary
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3 comments:
Hello,
I will personally look after my family, finances, all expenditure items must be taken into account so that at any moment, you know where you are located. It requires discipline, but it is the only way.
For example, must have a pair of $ 200 p / w diet, on average. If you have children, then you must add at least $ 100 per person for each child to be able to.
To assist in budgeting and creating a personal budget, I recommend a personal finance software by Australian Parcus Business Group.
It is relatively easy program to use with features such as budgeting, planning, financing models, analysis of real estate, shares valuation, life insurance ...
Costs EUR 29 for what is not a big investment, but a good value for money.
Get it in http://www.parcusgroup.com/index.html
Regards
1. Payment of Debt - Do not use credit cards if you can pay each month.
2. Get your free credit report:
https: / / www.annualcreditreport.com / ARC / i ...
3. Reduce the monthly cost includes everything that is not absolutely necessary, can be unhealthy or even coffee, soft drinks, alcohol. Also, check your monthly bills - what you really need to pay both for entertainment?
4. Slowly, you can use any amount per month, you have to save up to 3 to 6 months, the safety net to the bank. Your bank may withdraw money from the checks and deposited them in savings, so you do not even need to think.
5. If you have a retirement plan at work, put money on him. Otherwise, you start a Roth IRA, and money there to save.
6. Write down your short-and long-term financial pay as owners, more debt, etc.
No matter what your income as you what you have. Are you saving money? Even if only a little, you should be a habit. Take time to see where your money goes and see if you get more for your money. Making a habit of funds and investments, even if only a small amount increases with time
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